Fed Eyes Higher Rates as Caixa Reviews Mortgage Costs

Boston Federal Reserve President Susan Collins defended the need for further interest rate hikes in the United States. She points to the fact that inflation remains at elevated levels and that monetary tightening must continue longer than initially planned.

Bank of America has revised its projections for U.S. monetary policy. The institution now expects a quarter-percentage-point increase in the first month of 2027, adding to the adjustments previously forecast for December and March.

Recent Consumer Price Index data exceeded expectations for the third consecutive month. Factors such as oil costs, import tariffs, and resilient consumer demand pressure the U.S. central bank to maintain a restrictive stance.

In Brazil, Caixa Econômica Federal is analyzing a potential increase in mortgage interest rates. The measure aims to align the state-owned bank with practices adopted by private institutions in light of the budget for the coming year.

The volume of available credit will depend on the calibration of these rates. The bank's management affirms that it seeks to balance the supply of resources with the financial sustainability of housing operations.