OpenAI Launches Digital Wallet for AI Agents

OpenAI has announced the launch of the ChatGPT Wallet. This new feature allows artificial intelligence agents, known as dots, to make purchases on behalf of users.

The system operates through partnerships with American Express, Mastercard, and Visa. Users retain the benefits and protections of their original credit cards during these transactions.

To ensure security, agents do not access banking data directly. Payment networks provide a specific token for every purchase made through the system.

Users enter their card information only once on the platform. Each transaction requires individual approval through a security check before it is completed.

At this initial stage, the feature is available only to Pro subscribers in the United States. The company states that it will not charge fees on transactions made at this time.

Autonomous agent technology can increase corporate efficiency by automating consumer processes and expanding the integration between artificial intelligence and global retail.